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business ratio analysis

Ratios included in Bizwiz Consulting TM financial

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business ratio list

List of key business, accounting, management performance and financial ratios included in the Bizwiz Financial Statement Ratio Analysis systems:

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RA 8 – Basic   financial statement ratio analysis system

i      8 of the most common key business, accounting, financial and management performance ratios

 –  Quick Ratio, Current Ratio, Average Collection Period, Inventory Turnover, Profit Margin Ratio, Return on Assets, Times Interest Earned and Debt to Equity Ratio.

 Return to Financial Statement Ratio Analysis page  

RA15 –  financial statement ratio analysis system

i      15 key business, accounting, financial and management performance ratios

 –  Average Collection Period, Breakeven Point, Cash Breakeven Point, Cash Flow Ratio, Cash Flow to Debt, Cash Maturity Coverage, Current Ratio, Debt to Equity Ratio, Inventory Turnover, Quick Ratio, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Breakeven, Times Interest Earned

 Return to Financial Statement Ratio Analysis page  

 

RA25 –  financial statement ratio analysis system

i      25 key business, accounting, financial and management performance ratios

 –  Average Collection Period, Average Obligation Period, Breakeven Point, Cash Breakeven Point, Cash Flow Ratio, Cash Flow to Debt, Cash Maturity Coverage, Contribution Margin, Contribution Margin Ratio, Current Ratio, Days of Liquidity, Debt to Equity Ratio, Defensive Interval Period,

      Inventory Turnover, Margin of Safety, Number of Days Inventory, Quick Assets, Quick Ratio, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Breakeven, Sales to Current Assets, Short Term Debt to Total Debt, Times Interest Earned

 Return to Financial Statement Ratio Analysis page  

 

RA 35 financial statement ratio analysis system

i      35 key business, accounting, financial and management performance ratios

 –  Average Collection Period, Average Obligation Period, Breakeven Point, Cash Breakeven Point, Cash Flow Ratio, Cash Flow to Debt, Cash Maturity Coverage, Contribution Margin, Contribution Margin Ratio, Current Ratio, Days of Liquidity, 

      Debt to Equity Ratio, Defensive Interval Period, Expenses to Current Assets, Fixed Charge Coverage, Fixed Cost to Total Cost, Fixed Coverage, Inventory Conversion Ratio, Inventory Turnover, Margin of Safety, Number of Days Inventory, Payment Period,

      Payment Period to Operating Cycle, Quick Assets, Quick Ratio, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Breakeven, Sales to Cash, Sales to Current Assets, Short Term Debt to Total Debt, Short to Long Term Debt, Times Interest Earned

 Return to Financial Statement Ratio Analysis page  

 

RA 50- Professional   financial statement ratio analysis 

i      50 + business, accounting, financial and management performance ratios

-    Average Collection Period, Average Obligation Period, Breakeven Point, Capital to Non-Current Assets, Cash and Marketable Securities to Current Liabilities (Acid Test), Cash Balance, Cash Breakeven Point, Cash Debt Coverage, Cash Flow From Operations to Net Income, Cash Flow from Sales to Total Sales, Cash Flow Ratio, Cash Flow to Debt, Cash Maturity Coverage, Cash Return to Shareholders, Contribution Margin, Contribution Margin Ratio, Current Ratio,

-    Days of Liquidity, Debt to Assets, Debt to Equity Ratio, Defensive Interval Period, Expenses to Current Assets, Fixed Charge Coverage, Fixed Costs to Total Assets, Fixed Coverage, 

-    Growth Rate in Retained Earnings, Inventory Conversion Ratio, Inventory Turnover

-    Labor Costs to Net Income, Labor Costs to Sales, Labor Costs to Total Costs, Long Term Debt to Shareholders Equity, Margin of Safety, Net Income Increases to Pay Increases, Net Income to Fixed Charges, Non-Current Assets to Non-Current Liabilities, Number of Days Inventory,

-    Operating Income to Wages and Salaries, Operations Cash Flow to Current Liabilities, Overhead to Direct Labor, Overhead to Variable Costs, Payment Period, Payment Period to Average Inventory Period, Payment Period to Operating Cycle, Profit Margin Ratio, Quick Ratio,

-    Repairs and Maintenance to Associated Assets, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Break-Even Point, Sales to Cash, Sales to Current Assets, Short Term Debt to Depreciation, Short Term Debt to Liabilities, Short to Long Term Debt and Times Interest Earned ratios)

 Return to Financial Statement Ratio Analysis page

  

RA 70T – Small Business   financial statement ratio analysis system

 i      70 + business, accounting, financial and management performance ratios 

-    Accounts Receivable Turnover, Advertising to Net Income, Age of Inventory, Average Collection Period, Bad Debts Ratio,

-    Cash and Marketable Securities to Current Liabilities, Cash and Marketable Securities to Working Capital, Cash Breakeven Point, Cash Debt Coverage, Cash Flow from Operations to Current Portion of Long Term Debt, Cash Flow from Operations to Total Debt and Equity, Cash Flow from Sales to Total Sales, Cash from Operations to Total Debt and Equity, Cash Maturity Coverage, Cash Return on Assets (including and excluding Interest), Cash Return to Shareholders, Collection Period, Current Liabilities to Sales, Current Ratio,

-    Days of Liquidity, Debt Ratio, Debt to Assets, Defensive Interval Period, EBIT to Sales, Equity Multiplier, Expenses to Current Assets, Financial Leverage (Debt to Equity Ratio), Fixed Assets to Short Term Debt, Fixed Charge Coverage, Fixed Costs to Total Assets, Fixed Costs to Total Costs, Income to Assets, Inventory Turnover,

-    Labor Costs to Net Income, Labor Costs to Sales, Labor Costs to Total Costs, Liquidity Index, Long Term Debt to Shareholders Equity, Net Income to Fixed Charges, Non-Current Assets to Non-Current Liabilities, Number of Days Inventory,

-    Operating Cycle, Operations Cash Flow Plus Fixed Charges to Fixed Charges, Operations Cash Flow Plus Interest to Interest, Operations Cash Flow to Current Liabilities, Percent Change in Operating Income vs. Sales Volume, Quick Assets, Quick Ratio,

-    Retained Earnings to Total Assets, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Cash, Sales to Current Assets, Sales to Fixed Assets, Sales to Net Income, Sales to Total Assets, Sales to Working Capital, Short Term Debt to Liabilities, Short Term Debt to Long Term Debt, Times Interest Earned, Trend in Sales,

-    Working Capital from Operations to Total Liabilities, Working Capital Provided by Net Income, Working Capital, Tears Debt)

Return to SME Cost Accounting Analysis page

Return to Business Financial Troubleshooter page

RA 75 – Expert   financial statement ratio analysis system

i      75 + business, accounting, financial and management performance ratios

i      All the ratios in RA50 – Professional – (Average Collection Period, Average Obligation Period, Breakeven Point, Capital to Non-Current Assets, Cash and Marketable Securities to Current Liabilities (Acid Test), Cash Balance, Cash Breakeven Point, Cash Debt Coverage, Cash Flow Form Operations to Net Income, Cash Flow from Sales to Total Sales, Cash Flow Ratio, Cash Flow to Debt, Cash Maturity Coverage, Cash Return to Shareholders, Contribution Margin, Contribution Margin Ratio, Current Ratio, Days of Liquidity, Debt to Assets, Debt to Equity Ratio, Defensive Interval Period, Expenses to Current Assets, Fixed Charge Coverage, Fixed Costs to Total Assets, Fixed Coverage, Growth Rate in Retained Earnings, Inventory Conversion Ratio, Inventory Turnover, Labor Costs to Net Income, Labor Costs to Sales, Labor Costs to Total Costs, Long Term Debt to Shareholders Equity, Margin of Safety, Net Income Increases to Pay Increases, Net Income to Fixed Charges, Non-Current Assets to Non-Current Liabilities, Number of Days Inventory, Operating Income to Wages and Salaries, Operations Cash Flow to Current Liabilities, Overhead to Direct Labor, Overhead to Variable Costs, Payment Period, Payment Period to Average Inventory Period, Payment Period to Operating Cycle, Profit Margin Ratio, Quick Ratio, Repairs and Maintenance to Associated Assets, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Break-Even Point, Sales to Cash, Sales to Current Assets, Short Term Debt to Depreciation, Short Term Debt to Liabilities, Short to Long Term Debt and Times Interest Earned ratios)

i      Plus 20 more ratios 

–    Capital Employment Ratio, Cash and Marketable Securities to Working Capital, Cash Dividend Coverage, Cash Flow to Long Term Debt, Cash Turnover, Collection Period, 

-    Fixed Assets to Short Term Debt, Fixed Cost per Employee, Fixed Labor to Total Labor, Gross Profit Margin, 

-    Net One Time Gains to Income, Operations Cash Flow Plus Fixed Charges to Fixed Charges, Operations Cash Flow Plus Interest to Interest,

-    Retained Earnings to Total Assets, Sales to Fixed Assets, Sales to Total Assets, Sales to Working Capital, Working Capital From Operations to Total Liabilities, Working Capital Provided by Net Income, and Years Debt ratios)

 Return to Financial Statement Ratio Analysis page

 

 RA 100 - Genius   financial statement ratio analysis system

 i      100 + business, accounting, financial and management performance ratios

-    all the ratios in RA75 – Expert

plus

-    Age of Inventory, Atman’s z-score (both Manufacturing and Non-Manufacturing), Advertising to Net Income, Advertising to Sales, Audit Ratio, Average Inventory Period, Capital Structure Ratio, Cash Reinvestment Ratio,

-    Discretionary Costs as a Percent of Sales, EBIT to Sales, Equipment Replacement Ratio, Equipment Upkeep Ratio, Equity Multiplier, Fixed Costs to Total Labor,

-    Income to Assets, Increase in Wages and Salaries per Employee, 

-    Net One Time Gains to Net Income, Net One Time Gains to Sales, Non-Operating Income to Net Income, Operating Leverage, Percentage Change in Operating Income vs. Sales Volume, Productivity and Knowledge Contribution, Quality Ratio,

-    Residual Income to Net Income, Sales return and Allowance to Sales, Sales to Net Income, and Trend in Sales ratios

Return to Financial Statement Ratio Analysis page

 

RA115T – Troubleshooter   financial statement ratio analysis system

 i      115 + business, accounting, financial and management performance ratios

i      All the ratios in RA70T-Small Business Ratio Analysis software (Accounts Receivable Turnover, Advertising to Net Income, Age of Inventory, Average Collection Period, Bad Debts Ratio, Cash and Marketable Securities to Current Liabilities, Cash and Marketable Securities to Working Capital, Cash Breakeven Point, Cash Debt Coverage, Cash Flow from Operations to Current Portion of Long Term Debt, Cash Flow from Operations to Total Debt and Equity, Cash Flow from Sales to Total Sales, Cash from Operations to Total Debt and Equity, Cash Maturity Coverage, Cash Return on Assets (including and excluding Interest), Cash Return to Shareholders, Collection Period, Current Liabilities to Sales, Current Ratio, Days of Liquidity, Debt Ratio, Debt to Assets, Defensive Interval Period, EBIT to Sales, Equity Multiplier, Expenses to Current Assets, Financial Leverage (Debt to Equity Ratio), Fixed Assets to Short Term Debt, Fixed Charge Coverage, Fixed Costs to Total Assets, Fixed Costs to Total Costs, Income to Assets, Inventory Turnover, Labor Costs to Net Income, Labor Costs to Sales, Labor Costs to Total Costs, Liquidity Index, Long Term Debt to Shareholders Equity, Net Income to Fixed Charges, Non-Current Assets to Non-Current Liabilities, Number of Days Inventory, Operating Cycle, Operations Cash Flow Plus Fixed Charges to Fixed Charges, Operations Cash Flow Plus Interest to Interest, Operations Cash Flow to Current Liabilities, Percent Change in Operating Income vs. Sales Volume, Quick Assets, Quick Ratio, Retained Earnings to Total Assets, Return on Assets, Return on Investment, Sales to Accounts Payable, Sales to Cash, Sales to Current Assets, Sales to Fixed Assets, Sales to Net Income, Sales to Total Assets, Sales to Working Capital, Short Term Debt to Liabilities, Short Term Debt to Long Term Debt, Times Interest Earned, Trend in Sales, Working Capital from Operations to Total Liabilities, Working Capital Provided by Net Income, Working Capital, Tears Debt)

i      Plus more 43 more ratios

–   Advertising to Sales, Audit Ratio, Average Inventory Period, Average Obligation Period, Breakeven Point, Capital Acquisition Ratio, Cash Flow Ratio, Cash Flows from Investing versus Financing, Cash Flows from Investing to Operating and Financing Cash Flows, Cash Reinvestment Ratio, Contribution Margin Ratio, Contribution Margin,

-    Daily Savings in Delayed Cash Payments, Discretionary Costs as a Percent of Sales, Dividend Yield, Equipment Replacement Ratio, Equipment Upkeep Ratio, 

-    Gross Margin Ratio, Growth Rate in Earnings Per Share, Growth Rate in Retained Earnings, Interest Cost of Inventory, Inventory Conversion Ratio,

-    Margin of Safety, Net Cash Flows for Investing, Net One Time Gains to Net Income, Net One Time Gains to Sales, Net Sales to Gross Sales, Non-Operating Income to Net Income, Operating Leverage,

-    Percent Export Earnings, Percent Export Revenue, Percent Unstable Foreign Assets, Percent Unstable Foreign Revenue, Percent Unstable Foreign Earnings, Price/Earnings Ratio, Profit Margin Ratio, Quality Ratio,

-    Repairs and Maintenance to Associated Assets, Residual Income to Net Income, Sales Return and Allowances to Sales, Sales to Breakeven Point, Short Term Debt to Depreciation

 Return to Business Financial Troubleshooter page

  

RA 125 – Wizard   financial statement ratio analysis system

 i      125 + business, accounting, financial and management performance ratios

 -   all the ratios in RA100 – Genius

Plus

-    Average Wage and Benefit Cost per Employee, Accounts Receivable Turnover, Bad Debts Ratio, Capital Acquisition Ratio, Cash Flows from Investing vs. Finance, Cash Return on Assets (Including and Excluding Interest), Collection Period to Payment Period,

-    Employment Change, Fixed Costs (Excluding Labor) per Employee, Growth Rate in Earnings per Share,

-    Interest Cost of Inventory, Liquidity Index, Net Cash Flows for Investing, Office Supplies and Repairs per Employee, Operating Cycle, 

-    Percent Change in People Employed, Percent Increase in Wages and Salaries per Employee, Percent Change in Operating Income vs. Sales Volume, Phone Costs per Employee, Price/Earnings Ratio, Profits per Employee, and Revenues per Employee ratios

 Return to Financial Statement Ratio Analysis page

 

RA 150 – Extreme and RA 150T- Extreme Troubleshooter    financial statement ratio analysis system

 i      150 + business, accounting, financial and management performance ratios 

-    all the ratios in RA125 – Wizard

Plus 

-    Capital Reinvestment Ratio, Cash Flows from Operations to Current Portion of Long Term Debt, Cash Flows from Operations to Total Debt and Equity, Current Liabilities to Sales, Current Return on Training and Development,

-    Daily Savings in Delayed Cash Payments, Dividend Yield, Fixed Charge Coverage, Growth in Productivity and Knowledge Assets,

-    Long Term Debt to Shareholders Equity, Long Term Return on Training and Development, Net Income to Assets, Net Sales to Gross Sales, 

-    Percent Export Earnings, Percent Export Revenues, Percent Growth in Productivity and Knowledge Assets, Percent Unstable Foreign Assets, Percent Unstable Foreign Earnings, Percent Unstable Foreign Revenues, Productivity and Knowledge Contributed per Employee, and Training Costs per Employee ratios) 

 

Alphabetic List of All Ratios in RA150-Extreme

i      Accounts Receivable Turnover, Advertising to Net Income, Advertising to Sales, Age of Inventory, Atman’s z-score (both Manufacturing and Non-Manufacturing), Audit Ratio, Average Collection Period, Average Inventory Period, Average Obligation Period, Average Wage and Benefit Cost per Employee, Bad Debts Ratio, Breakeven Point,

i   Capital Acquisition Ratio, Capital Employment Ratio, Capital Reinvestment Ratio, Capital Structure Ratio, Capital to Non-Current Assets, Cash and Marketable Securities to Current Liabilities (Acid Test), Cash and Marketable Securities to Working Capital, Cash Balance, Cash Breakeven Point, Cash Debt Coverage, Cash Dividend Coverage, Cash Flow from Operations to Net Income, Cash Flows from Investing vs. Finance, Cash Flow from Sales to Total Sales, Cash Flow Ratio, Cash Flow to Debt, Cash Flow to Long Term Debt, Cash Flows from Investing vs. Finance, Cash Flows from Operations to Current Portion of Long Term Debt, Cash Flows from Operations to Total Debt and Equity, Cash Maturity Coverage, Cash Return on Assets (Including and Excluding Interest), Cash Return to Shareholders, Cash Turnover, Collection Period, Collection Period to Payment Period, Contribution Margin, Contribution Margin Ratio, Current Ratio, Current Liabilities to Sales, Current Return on Training and Development,

 i   Daily Savings in Delayed Cash Payments, Days of Liquidity, Debt to Assets, Debt to Equity Ratio, Defensive Interval Period, Discretionary Costs as a Percent of Sales, Dividend Yield, EBIT to Sales, Employment Change, Equipment Replacement Ratio, Equipment Upkeep Ratio, Equity Multiplier, Expenses to Current Assets,

i      Fixed Assets to Short Term Debt, Fixed Charge Coverage, Fixed Costs (Excluding Labor) per Employee, Fixed Cost per Employee, Fixed Costs to Total Assets, Fixed Costs to Total Labor, Fixed Coverage, Fixed Labor to Total Labor, Gross Profit Margin, Growth in Productivity and Knowledge Assets, Growth Rate in Earnings per Share, Growth Rate in Retained Earnings,

i      Increase in Wages and Salaries per Employee, Income to Assets, Interest Cost of Inventory, Inventory Conversion Ratio, Inventory Turnover,

 i      Labor Costs to Net Income, Labor Costs to Sales, Labor Costs to Total Costs, Liquidity Index, Long Term Debt to Shareholders Equity, Long Term Return on Training and Development, Margin of Safety,

 i      Net Cash Flows for Investing, Net Income Increases to Pay Increases, Net Income to Assets, Net Income to Fixed Charges, Net One Time Gains to Income, Net One Time Gains to Sales, Net Sales to Gross Sales, Non-Current Assets to Non-Current Liabilities, Non-Operating Income to Net Income, Number of Days Inventory, Office Supplies and Repairs per Employee, Operating Cycle, Operating Income to Wages and Salaries, Operating Leverage, Operations Cash Flow to Current Liabilities, Operations Cash Flow Plus Fixed Charges to Fixed Charges, Operations Cash Flow Plus Interest to Interest, Overhead to Direct Labor, Overhead to Variable Costs,

i      Payment Period, Payment Period to Average Inventory Period, Payment Period to Operating Cycle, Percentage Change in Operating Income vs. Sales Volume, Percent Change in People Employed, Percent Export Earnings, Percent Export Revenues, Percent Growth in Productivity and Knowledge Assets, Percent Increase in Wages and Salaries per Employee, Percent Unstable Foreign Assets, Percent Unstable Foreign Earnings, Percent Unstable Foreign Revenues, Phone Costs per Employee, Price/Earnings Ratio, Productivity and Knowledge Contributed per Employee, Productivity and Knowledge Contribution, Profit Margin Ratio, Profits per Employee, Quality Ratio, Quick Ratio,

 i     Repairs and Maintenance to Associated Assets, Residual Income to Net Income, Retained Earnings to Total Assets, Return on Assets, Return on Investment, Revenues per Employee, Sales Return and Allowance to Sales, Sales to Net Income, Sales to Accounts Payable, Sales to Break-Even Point, Sales to Cash, Sales to Current Assets, Sales to Fixed Assets, Sales to Total Assets, Sales to Working Capital, Short Term Debt to Depreciation, Short Term Debt to Liabilities, Short to Long Term Debt,

 i     Times Interest Earned, Trend in Sales, Training Costs per Employee, Working Capital From Operations to Total Liabilities, Working Capital Provided by Net Income, and Years Debt

Return to Financial Statement Ratio Analysis page

Return to Business Financial Troubleshooter page

 

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