List of key
business, accounting, management performance and financial
ratios included in the Bizwiz Financial
Statement Ratio Analysis systems:
*** View
Sample Financial Ratio printout ***
RA 8 – Basic
financial statement ratio analysis system
i
8 of the most common key business,
accounting, financial and management performance ratios
– Quick
Ratio,
Current Ratio, Average Collection
Period, Inventory
Turnover,
Profit Margin Ratio, Return on Assets, Times
Interest Earned and Debt to Equity
Ratio.
Return
to Financial Statement Ratio Analysis page
RA15 –
financial statement ratio analysis system
i
15 key business,
accounting, financial and management performance ratios
– Average Collection
Period, Breakeven Point, Cash Breakeven
Point, Cash Flow Ratio, Cash Flow to Debt, Cash Maturity
Coverage,
Current Ratio, Debt to Equity
Ratio, Inventory
Turnover, Quick
Ratio, Return on Assets,
Return on
Investment, Sales to Accounts Payable, Sales to
Breakeven, Times
Interest Earned
Return
to Financial Statement Ratio Analysis page
RA25 –
financial statement ratio analysis system
i
25 key business,
accounting, financial and management performance ratios
– Average Collection
Period, Average Obligation Period, Breakeven
Point, Cash Breakeven Point, Cash Flow Ratio, Cash Flow
to Debt, Cash Maturity Coverage, Contribution Margin,
Contribution Margin Ratio,
Current Ratio, Days of
Liquidity, Debt to Equity
Ratio, Defensive Interval Period,
Inventory
Turnover, Margin of Safety, Number of Days
Inventory, Quick Assets, Quick
Ratio, Return on Assets,
Return on
Investment, Sales to Accounts Payable, Sales
to Breakeven, Sales to Current Assets, Short Term Debt
to Total Debt, Times
Interest Earned
Return
to Financial Statement Ratio Analysis page
RA 35 financial statement ratio analysis system
i
35 key business,
accounting, financial and management performance ratios
– Average Collection
Period, Average Obligation Period, Breakeven
Point, Cash Breakeven Point, Cash Flow Ratio, Cash Flow
to Debt, Cash Maturity Coverage, Contribution Margin,
Contribution Margin Ratio,
Current Ratio, Days
of Liquidity,
Debt to Equity
Ratio,
Defensive Interval Period, Expenses to Current Assets,
Fixed Charge Coverage, Fixed Cost to Total Cost, Fixed
Coverage, Inventory Conversion Ratio, Inventory
Turnover, Margin of Safety, Number of Days Inventory,
Payment Period,
Payment Period to Operating Cycle, Quick Assets,
Quick
Ratio, Return on Assets,
Return on
Investment, Sales to
Accounts Payable, Sales to Breakeven, Sales to Cash,
Sales to Current Assets, Short Term Debt to Total Debt,
Short to Long Term Debt, Times
Interest Earned
Return
to Financial Statement Ratio Analysis page
RA 50
Professional financial statement ratio analysis
i
50 + business, accounting, financial
and management performance ratios
 Average Collection
Period, Average Obligation Period, Breakeven
Point, Capital to NonCurrent Assets, Cash and
Marketable Securities to Current Liabilities (Acid
Test), Cash Balance, Cash Breakeven Point, Cash Debt
Coverage, Cash Flow From Operations to Net Income, Cash
Flow from Sales to Total Sales, Cash Flow Ratio, Cash
Flow to Debt, Cash Maturity Coverage, Cash Return to
Shareholders, Contribution Margin,
Contribution Margin Ratio,
Current Ratio,
 Days
of Liquidity, Debt to Assets, Debt to Equity
Ratio, Defensive
Interval Period, Expenses to Current Assets,
Fixed Charge Coverage, Fixed Costs to Total Assets, Fixed
Coverage,
 Growth
Rate in Retained Earnings, Inventory Conversion Ratio, Inventory
Turnover

Labor Costs to Net Income, Labor Costs to Sales, Labor
Costs to Total Costs, Long Term Debt to Shareholders
Equity, Margin of Safety, Net Income Increases to Pay
Increases, Net Income to Fixed Charges, NonCurrent
Assets to NonCurrent Liabilities, Number of Days
Inventory,

Operating Income to Wages and Salaries, Operations Cash
Flow to Current Liabilities, Overhead to Direct Labor,
Overhead to Variable Costs, Payment Period, Payment
Period to Average Inventory Period, Payment Period to
Operating Cycle,
Profit Margin Ratio, Quick
Ratio,
 Repairs
and Maintenance to Associated Assets, Return on Assets, Return on
Investment, Sales to Accounts Payable, Sales
to BreakEven Point, Sales to Cash, Sales to Current
Assets, Short Term Debt to Depreciation, Short Term Debt
to Liabilities, Short to Long Term Debt and Times
Interest Earned ratios)
Return
to Financial Statement Ratio Analysis page
RA 70T – Small Business
financial statement ratio analysis system
i
70 + business, accounting, financial
and management performance ratios

Accounts Receivable
Turnover, Advertising to Net Income,
Age of Inventory, Average Collection Period, Bad Debts
Ratio,

Cash and Marketable Securities to Current Liabilities,
Cash and Marketable Securities to Working Capital, Cash
Breakeven Point, Cash Debt Coverage, Cash Flow from
Operations to Current Portion of Long Term Debt, Cash
Flow from Operations to Total Debt and Equity, Cash Flow
from Sales to Total Sales, Cash from Operations to Total
Debt and Equity, Cash Maturity Coverage, Cash Return on
Assets (including and excluding Interest), Cash Return
to Shareholders, Collection
Period, Current Liabilities
to Sales,
Current Ratio,

Days of Liquidity,
Debt Ratio, Debt to Assets, Defensive Interval Period,
EBIT to Sales, Equity Multiplier, Expenses to Current
Assets, Financial Leverage (Debt to Equity
Ratio), Fixed
Assets to Short Term Debt,
Fixed Charge Coverage, Fixed
Costs to Total Assets, Fixed Costs to Total Costs,
Income to Assets, Inventory
Turnover,

Labor Costs to Net Income, Labor Costs to Sales, Labor
Costs to Total Costs, Liquidity Index, Long Term Debt to
Shareholders Equity, Net Income to Fixed Charges,
NonCurrent Assets to NonCurrent Liabilities, Number of
Days Inventory,

Operating Cycle, Operations Cash Flow Plus Fixed Charges
to Fixed Charges, Operations Cash Flow Plus Interest to
Interest, Operations Cash Flow to Current Liabilities,
Percent Change in Operating Income vs. Sales Volume,
Quick Assets, Quick
Ratio,

Retained Earnings to Total Assets, Return on Assets, Return on
Investment, Sales to Accounts Payable, Sales
to Cash, Sales to Current Assets, Sales to Fixed Assets,
Sales to Net Income, Sales to Total Assets, Sales to
Working Capital, Short Term Debt to Liabilities, Short
Term Debt to Long Term Debt, Times
Interest Earned,
Trend in Sales,

Working Capital from Operations to Total Liabilities,
Working Capital Provided by Net Income, Working Capital,
Tears Debt)
Return
to SME Cost Accounting Analysis page
Return
to Business Financial Troubleshooter page
RA 75 –
Expert financial
statement ratio analysis system
i
75 + business, accounting, financial
and management performance ratios
i
All the
ratios in RA50 – Professional – (Average Collection
Period, Average Obligation Period, Breakeven Point,
Capital to NonCurrent Assets, Cash and Marketable
Securities to Current Liabilities (Acid Test), Cash
Balance, Cash Breakeven Point, Cash Debt Coverage, Cash
Flow Form Operations to Net Income, Cash Flow from Sales
to Total Sales, Cash Flow Ratio, Cash Flow to Debt, Cash
Maturity Coverage, Cash Return to Shareholders,
Contribution Margin,
Contribution Margin Ratio,
Current Ratio, Days of Liquidity, Debt to Assets,
Debt to Equity
Ratio, Defensive Interval Period, Expenses to Current
Assets,
Fixed Charge Coverage, Fixed Costs to Total
Assets, Fixed Coverage, Growth Rate in Retained
Earnings, Inventory Conversion Ratio, Inventory
Turnover, Labor Costs to Net Income, Labor Costs to
Sales, Labor Costs to Total Costs, Long Term Debt to
Shareholders Equity, Margin of Safety, Net Income
Increases to Pay Increases, Net Income to Fixed Charges,
NonCurrent Assets to NonCurrent Liabilities, Number of
Days Inventory, Operating Income to Wages and Salaries,
Operations Cash Flow to Current Liabilities, Overhead to
Direct Labor, Overhead to Variable Costs, Payment
Period, Payment Period to Average Inventory Period,
Payment Period to Operating Cycle,
Profit Margin Ratio,
Quick
Ratio, Repairs and Maintenance to Associated
Assets, Return on Assets,
Return on
Investment, Sales to
Accounts Payable, Sales to BreakEven Point, Sales to
Cash, Sales to Current Assets, Short Term Debt to
Depreciation, Short Term Debt to Liabilities, Short to
Long Term Debt and
Times
Interest Earned ratios)
i
Plus 20
more ratios
–
Capital Employment Ratio, Cash and Marketable Securities
to Working Capital, Cash Dividend Coverage, Cash Flow to
Long Term Debt, Cash Turnover, Collection Period,
 Fixed
Assets to Short Term Debt, Fixed Cost per Employee,
Fixed Labor to Total Labor, Gross Profit Margin,
 Net
One Time Gains to Income, Operations Cash Flow Plus
Fixed Charges to Fixed Charges, Operations Cash Flow
Plus Interest to Interest,

Retained Earnings to Total Assets, Sales to Fixed
Assets, Sales to Total Assets, Sales to Working Capital,
Working Capital From Operations to Total Liabilities,
Working Capital Provided by Net Income, and Years Debt
ratios)
Return
to Financial Statement Ratio Analysis page
RA 100  Genius
financial statement ratio analysis system
i
100 + business, accounting, financial
and management performance ratios

all the ratios in RA75
– Expert
plus

Age of Inventory, Atman’s zscore (both Manufacturing
and NonManufacturing), Advertising to Net Income,
Advertising to Sales, Audit Ratio, Average Inventory
Period, Capital Structure Ratio, Cash Reinvestment
Ratio,

Discretionary Costs as a Percent of Sales, EBIT to
Sales, Equipment Replacement Ratio, Equipment Upkeep
Ratio, Equity Multiplier, Fixed Costs to Total Labor,

Income to
Assets, Increase in Wages and Salaries per
Employee,

Net One Time
Gains to Net Income, Net One Time Gains to Sales,
NonOperating Income to Net Income, Operating Leverage,
Percentage Change in Operating Income vs. Sales Volume,
Productivity and Knowledge Contribution, Quality Ratio,

Residual Income to Net Income, Sales return and
Allowance to Sales, Sales to Net Income, and Trend in
Sales ratios
Return
to Financial Statement Ratio Analysis page
RA115T – Troubleshooter
financial statement ratio analysis system
i
115 + business, accounting, financial
and management performance ratios
i
All the
ratios in RA70TSmall Business Ratio Analysis software (Accounts Receivable
Turnover, Advertising to Net
Income, Age of Inventory, Average Collection Period, Bad
Debts Ratio, Cash and Marketable Securities to Current
Liabilities, Cash and Marketable Securities to Working
Capital, Cash Breakeven Point, Cash Debt Coverage, Cash
Flow from Operations to Current Portion of Long Term
Debt, Cash Flow from Operations to Total Debt and
Equity, Cash Flow from Sales to Total Sales, Cash from
Operations to Total Debt and Equity, Cash Maturity
Coverage, Cash Return on Assets (including and excluding
Interest), Cash Return to Shareholders, Collection
Period, Current Liabilities to Sales,
Current Ratio,
Days of Liquidity, Debt Ratio, Debt to Assets, Defensive
Interval Period, EBIT to Sales, Equity Multiplier,
Expenses to Current Assets, Financial Leverage (Debt to Equity
Ratio), Fixed Assets to Short Term Debt,
Fixed Charge Coverage, Fixed Costs to Total Assets, Fixed Costs to
Total Costs, Income to Assets, Inventory
Turnover, Labor
Costs to Net Income, Labor Costs to Sales, Labor Costs
to Total Costs, Liquidity Index, Long Term Debt to
Shareholders Equity, Net Income to Fixed Charges,
NonCurrent Assets to NonCurrent Liabilities, Number of
Days Inventory, Operating Cycle, Operations Cash Flow
Plus Fixed Charges to Fixed Charges, Operations Cash
Flow Plus Interest to Interest, Operations Cash Flow to
Current Liabilities, Percent Change in Operating Income
vs. Sales Volume, Quick Assets,
Quick
Ratio, Retained
Earnings to Total Assets, Return on Assets, Return on
Investment, Sales to Accounts Payable, Sales to Cash,
Sales to Current Assets, Sales to Fixed Assets, Sales to
Net Income, Sales to Total Assets, Sales to Working
Capital, Short Term Debt to Liabilities, Short Term Debt
to Long Term Debt, Times
Interest Earned, Trend in
Sales, Working Capital from Operations to Total
Liabilities, Working Capital Provided by Net Income,
Working Capital, Tears Debt)
i
Plus more
43 more ratios
– Advertising
to Sales, Audit Ratio, Average Inventory Period, Average
Obligation Period, Breakeven Point, Capital Acquisition
Ratio, Cash Flow Ratio, Cash Flows from Investing versus
Financing, Cash Flows from Investing to Operating and
Financing Cash Flows, Cash Reinvestment Ratio,
Contribution Margin Ratio, Contribution Margin,

Daily Savings in Delayed Cash Payments, Discretionary
Costs as a Percent of Sales, Dividend Yield, Equipment
Replacement Ratio, Equipment Upkeep Ratio,
 Gross
Margin Ratio, Growth Rate in Earnings Per Share, Growth
Rate in Retained Earnings, Interest Cost of Inventory,
Inventory Conversion Ratio,

Margin of Safety, Net Cash Flows for Investing, Net One
Time Gains to Net Income, Net One Time Gains to Sales,
Net Sales to Gross Sales, NonOperating Income to Net
Income, Operating Leverage,

Percent Export Earnings, Percent Export Revenue, Percent
Unstable Foreign Assets, Percent Unstable Foreign
Revenue, Percent Unstable Foreign Earnings,
Price/Earnings Ratio,
Profit Margin Ratio, Quality Ratio,

Repairs and Maintenance to Associated Assets, Residual
Income to Net Income, Sales Return and Allowances to
Sales, Sales to Breakeven Point, Short Term Debt to
Depreciation
Return
to Business Financial Troubleshooter page
RA 125 – Wizard
financial statement ratio analysis system
i
125 + business, accounting, financial
and management performance ratios

all the ratios in RA100 –
Genius
Plus

Average Wage and Benefit Cost per Employee,
Accounts Receivable Turnover, Bad Debts Ratio, Capital
Acquisition Ratio, Cash Flows from Investing vs.
Finance, Cash Return on Assets (Including and Excluding
Interest), Collection Period to Payment Period,

Employment Change, Fixed Costs (Excluding Labor) per
Employee, Growth Rate in Earnings per Share,

Interest Cost of Inventory, Liquidity Index, Net Cash
Flows for Investing, Office Supplies and Repairs per
Employee, Operating Cycle,

Percent Change in
People Employed, Percent Increase in Wages and Salaries
per Employee, Percent Change in Operating Income vs.
Sales Volume, Phone Costs per Employee, Price/Earnings
Ratio, Profits per Employee, and Revenues per Employee
ratios
Return
to Financial Statement Ratio Analysis page
RA 150 – Extreme and RA 150T Extreme
Troubleshooter
financial statement ratio analysis system
i
150 + business, accounting, financial
and management performance ratios

all the ratios in
RA125 – Wizard
Plus

Capital Reinvestment
Ratio, Cash Flows from Operations to Current Portion of
Long Term Debt, Cash Flows from Operations to Total Debt
and Equity, Current Liabilities to Sales, Current Return
on Training and Development,

Daily Savings in Delayed Cash Payments, Dividend Yield,
Fixed Charge Coverage, Growth in Productivity
and Knowledge Assets,

Long Term Debt to Shareholders Equity, Long Term Return
on Training and Development, Net Income to Assets, Net
Sales to Gross Sales,

Percent Export
Earnings, Percent Export Revenues, Percent Growth in
Productivity and Knowledge Assets, Percent Unstable
Foreign Assets, Percent Unstable Foreign Earnings,
Percent Unstable Foreign Revenues, Productivity and
Knowledge Contributed per Employee, and Training Costs
per Employee ratios)
Alphabetic
List of All Ratios in RA150Extreme
i
Accounts Receivable
Turnover, Advertising to Net Income,
Advertising to Sales, Age of Inventory, Atman’s
zscore (both Manufacturing and
NonManufacturing), Audit
Ratio, Average Collection Period, Average Inventory
Period, Average Obligation Period, Average Wage and
Benefit Cost per Employee, Bad Debts Ratio, Breakeven
Point,
i
Capital Acquisition Ratio, Capital Employment
Ratio, Capital Reinvestment Ratio, Capital Structure
Ratio, Capital to NonCurrent Assets, Cash and
Marketable Securities to Current Liabilities (Acid
Test), Cash and Marketable Securities to Working
Capital, Cash Balance, Cash Breakeven Point, Cash Debt
Coverage, Cash Dividend Coverage, Cash Flow from
Operations to Net Income, Cash Flows from Investing vs.
Finance, Cash Flow from Sales to Total Sales, Cash Flow
Ratio, Cash Flow to Debt, Cash Flow to Long Term Debt,
Cash Flows from Investing vs. Finance, Cash Flows from
Operations to Current Portion of Long Term Debt, Cash
Flows from Operations to Total Debt and Equity, Cash
Maturity Coverage, Cash Return on Assets (Including and
Excluding Interest), Cash Return to Shareholders, Cash
Turnover, Collection
Period, Collection Period to
Payment Period, Contribution Margin,
Contribution Margin Ratio,
Current Ratio, Current Liabilities to Sales,
Current Return on Training and Development,
i
Daily Savings in Delayed Cash Payments, Days
of Liquidity, Debt to Assets,
Debt to Equity
Ratio, Defensive
Interval Period, Discretionary Costs as a Percent of
Sales, Dividend Yield, EBIT to Sales, Employment Change,
Equipment Replacement Ratio, Equipment Upkeep Ratio,
Equity Multiplier, Expenses to Current Assets,
i
Fixed Assets to Short Term Debt,
Fixed Charge Coverage, Fixed Costs (Excluding Labor) per
Employee, Fixed Cost per Employee, Fixed Costs to Total
Assets, Fixed Costs to Total Labor, Fixed Coverage,
Fixed Labor to Total Labor, Gross Profit Margin, Growth
in Productivity and
Knowledge Assets, Growth Rate in Earnings per Share,
Growth Rate in Retained Earnings,
i
Increase in Wages and Salaries per
Employee, Income to Assets, Interest Cost of Inventory,
Inventory Conversion Ratio,
Inventory
Turnover,
i
Labor Costs to Net Income, Labor Costs
to Sales, Labor Costs to Total Costs, Liquidity Index,
Long Term Debt to Shareholders Equity, Long Term Return
on Training and Development, Margin of Safety,
i
Net Cash Flows for Investing, Net
Income Increases to Pay Increases, Net Income to Assets,
Net Income to Fixed Charges, Net One Time Gains to
Income, Net One Time Gains to Sales, Net Sales to Gross
Sales, NonCurrent Assets to NonCurrent Liabilities,
NonOperating Income to Net Income, Number of Days
Inventory, Office Supplies and Repairs per Employee,
Operating Cycle, Operating Income to Wages and Salaries,
Operating Leverage, Operations Cash Flow to Current
Liabilities, Operations Cash Flow Plus Fixed Charges to
Fixed Charges, Operations Cash Flow Plus Interest to
Interest, Overhead to Direct Labor, Overhead to Variable
Costs,
i
Payment
Period, Payment Period to Average Inventory Period,
Payment Period to Operating Cycle, Percentage Change in
Operating Income vs. Sales Volume, Percent Change in
People Employed, Percent Export Earnings, Percent Export
Revenues, Percent Growth in Productivity and Knowledge
Assets, Percent Increase in Wages and Salaries
per Employee, Percent Unstable Foreign Assets, Percent
Unstable Foreign Earnings, Percent Unstable Foreign
Revenues, Phone Costs per Employee,
Price/Earnings Ratio, Productivity and Knowledge Contributed per
Employee, Productivity and Knowledge Contribution,
Profit Margin Ratio, Profits per Employee, Quality
Ratio,
Quick
Ratio,
i
Repairs
and Maintenance to Associated Assets, Residual Income to
Net Income, Retained Earnings to Total Assets, Return on
Assets, Return on
Investment, Revenues per Employee,
Sales Return and Allowance to Sales, Sales to Net
Income, Sales to Accounts Payable, Sales to BreakEven
Point, Sales to Cash, Sales to Current Assets, Sales to
Fixed Assets, Sales to Total Assets, Sales to Working
Capital, Short Term Debt to Depreciation, Short Term
Debt to Liabilities, Short to Long Term Debt,
i
Times
Interest Earned, Trend in Sales, Training Costs per
Employee, Working Capital From Operations to Total
Liabilities, Working Capital Provided by Net Income, and
Years Debt
Return
to Financial Statement Ratio Analysis page
Return
to Business Financial Troubleshooter page
